The extension can be availed specifically for one-time only. The travel insurance industry has acknowledged this concern and offered a dedicated student travel insurance policy to insure Indian students travelling abroad for higher studies. - Student Travel - biuro podróży od 14 lat na rynku. *Tata AIG offers coverage for medical expenses related to COVID – 19 when the … Did you consider buying travel insurance? The premiums are lesser by nearly 1/3rd of the premiums payable for the policies offered by  the universities abroad. Here are the basic elements of insurance coverage offered: It offers reimbursement to the insured person, for the incurred medical charges, in case of an unexpected illness or accident. Student Travel Insurance is a type of insurance that provides medical as well as non-medical insurance coverage to the students travelling abroad for studies. If more than one loss results from any one Accident, only one amount, the largest, will be paid. Here is a list of countries where student health insurance is a mandatory requirement by most colleges and universities: Student travel insurance is a protection that shields the insured student from any unpredictable adversities faced during his stay abroad. However, the exact number of times you can extend your travel insurance depends on the policies of your insurance company. Also, it offers benefits for medical expenditures that an insured is legally bound to pay, against a lawsuit for causing an accident that resulted in causing bodily injury to someone. Q: If I don't need the policy and I want to discontinue it, can my policy get cancelled? Partial damage or loss of checked-in baggage (only complete loss or damage is covered). There is no compensation for injuries inflicted upon oneself or from suicide attempts. Here is the cancellation process for a student travel insurance plan in India. For instance, if your exams get postponed and are rescheduled post the expiry of your policy. Q:Will student travel insurance cover any pre-existing ailments? Baggage loss (common carrier): In case of an abrupt mishap or sudden sickness; where it's not possible to notify your insurance provider well in advance before seeking medical intervention, get in touch with your insurance provider as soon as possible.If required by your insurance provider, you need to undergo a medical examination. Get a quote. Forewarned is forearmed. Besides, our student travel insurance policy lets you choose the plan depending on your course duration, i.e., pay only for the total number of days you will spend abroad and not the entire year. Any situation arising due to war or nuclear threat in the country you are travelling to are not covered by Student travel insurance. Q:What are the key features of student travel insurance? Compassionate visit: In the event the Insured Person is Hospitalized for more than Seven (7) consecutive days, and his medical condition forbids his repatriation and no adult member of his immediate family is present, the Assistance Company ,will provide a round trip economy class air ticket, or first class railway ticket, to allow the Immediate Family Member be at his bedside for the duration of his stay in the hospital. In the event of the insured's payment card being stolen or lost, reimbursement is provided for the unauthorized expenses that an insured person is responsible for.Â. Baggage delay: Q:Can I get any discounts on my premium amount? Q:Will I be getting a travel health card that I can produce at the hospital to avail medical treatment? We are within rights to investigate your mental condition when your loss happened. are very important, even obligatory for students to buy one in some countries such as USA and Schengen Countries. Click here to get a quote for student travel insurance today. The ‘free-look’ period in travel insurance implies that the buyer gets a specified number of days to review the terms and conditions of the plan. Other than these, student travel insurance comes in handy in covering those non-medical expenses as well such as: *For the complete list of inclusion, kindly refer to the policy document. In case your examination is delayed and this causes an unanticipated extension beyond the specified period, you can always extend your policy. The policyholder has to pay the premium for travel insurance extension before the actual extension comes into effect. 1. It is advisable to choose a plan that can substitute the health covers provided by the university but can offer better coverage. However, the expenses incurred due to any unforeseen emergency, save the insured person's/child's life in case of acute complications are covered. However, a person above 35 years of age cannot buy such a policy. The policy remains active throughout their stay in a foreign country. Student travel insurance pays for damage(s) that an insured is legally bound to pay because of a lawsuit for property damage(s) caused by him/her. Q:Is pregnancy or any complication/ illness arising due to pregnancy covered by student travel insurance? Childcare benefits: If your child is between 7-90 days and is hospitalised for two days or more due to an ailment, we will reimburse you based on the terms stated in the policy. Please keep your policy number saved in a place where you can always access it. But remember that the cheapest policy is not necessarily the best as the cover could be patchy, or the claim limits could be low. Getting treatment for pre-existing illness or any complication caused due to a pre-existing illness, 5. After completion of the waiting period of 10 months, Student travel insurance covers pregnancy-related in-patient medical expenses. If you are hospitalized for more than 7 consecutive days, Tata AIG will reimburse for the cost of the stay and two way air tickets for your immediate family member. If the answer was no, you might be harboring some common misconceptions about travel insurance. Q:How am I covered if I meet with an accident during the trip and suffer injuries or losses? Fax Number – 022 66938170, 2008, Tata AIG General Insurance CompanyLimited, all rights reserved.Registered Office : Peninsula Business Park,Tower A, 15th Floor, G.K.Marg, Lower Parel,Mumbai - 400 013, Maharashtra, India.CINNumber : U85110MH2000PLC128425.Registered with IRDA of India Regn.No. See the 2 best student travel insurance plans. 5. Q:How many times can I extend my student travel insurance policy? Fill out the claim settlement form available on our website to register a claim by yourself. Immediately get in touch with your insurance provider to inform about the loss or arising of a claim. The coverage under student travel insurance plan not just aids students to pay their hospital and medical bills, but also takes care of visits from family in case of emergency hospitalization, medical evacuation, repatriation, bail bond etc.So, if you’re travelling abroad for higher education, you must cover yourself with student travel insurance to eliminate the odds of the financial risks arising out of any unpredictable and unfortunate instances. Negligence towards matters and fact related to insurance can lead you to an inadequate insurance plan. In all of these situations, a need to extend your student travel insurance will arise. From lost baggage to a health emergency, your travel insurance would have you covered. Q:Whom to approach if there I have been hospitalized and how do I register a claim? Expenses arising out of emergency hospitalization due to an accident or  illness. Everything you need to know about buying travel insurance for students, including coverage details and reasons to buy student travel insurance for a study abroad or mission trip. Accidental death & dismemberment (common carrier). Q:If I lose my newly issued passport after returning back to India, will my student insurance policy cover the expenses involved? Coverage would be provided only if the insured person has not completed 38 years of age and 30 weeks of pregnancy. Q:If I get injured or suffer a loss while travelling in a ship or metro abroad, will my policy cover me? Student travel insurance key benefits: It offers a distress allowance to the insured person as mentioned in the policy. There are some insurance providers, who offer a premium refund upon early return. Q:How much extra premium will I have to pay if I extend my travel insurance policy? The insured person is provided reimbursement for the incurred expenses due to trip delay if it is delayed for more than 12 hours. The policy remains active throughout their stay in a foreign country. Moreover, by comparing the plans, one can save a lot on premiums of student travel insurance. Expenses incurred due to any of the following situation: Suicide; injuries or illnesses due to self-infliction, Any kind of mental disorder Depression, stress, or anxiety, Expenses incurred in a situation when you are, If the insured is travelling without the consent of his physician. Coverages may include: Trip cancellation and delay, lost baggage, medical emergency, international terrorism and any other unforeseen event or accident. Compare quotes online or call us on 01 279 9989. Call TATA AIG representatives any time of the day, for assistance on any emergency during the trip. In case of a natural catastrophe, when an insured person is unable to stay at his/her original accommodation, the compensation is provided for additional expenses of emergency accommodation under Student travel insurance. This travel insurance can be easily renewed between semesters through the auto-renewal option in case your existing policy expires at the end of your present semester. CINNumber : U85110MH2000PLC128425.Registered with IRDA of India Regn. Q:Do I need to file an FIR in case of an accident? are some of the factors that influence the additional premium that you’ll have to pay. This protects you if you have an accident or become ill and need medical treatment. d yout trl insurance policy.will cover the cost oDental treatmentLoss of p. Moreover, the extension of the policy is at the discretion of the insurer. Student travel insurance designed for students enrolled at an institution abroad for tertiary studies or travellers working on a casual basis whilst on holiday (For … Or if you get hospitalized for an illness/ accidental injury that extends your stay beyond your original schedule. 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