an_square_one 11 yr. ago Credit cards may set a minimum balance transfer fee of $5 or $10. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. endstream You can manage your Adelaide metroCARD online by setting up an account. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. I only realised this when my replacement card was lost and I called up for a new one. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? This is the case for all major credit card issuers. 0000117992 00000 n
But what if the amount is comparable to or less than the postage? They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. 0000004362 00000 n
Then he said he could order a replacement one to be posted to me. Balance transfer from Lowe's to another card? - myFICO Forums So I had a mobile MyKi with around $6.xx balance on it. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. Contact us to request the transfer. What are Your Rights as a Credit Card Holder? Pick a card that waives the balance transfer fee. Understanding Credit Card Balance Transfers - Investopedia Your myki money or pass can then be transferred to a new smartcard. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Cookie Notice What is Identity Theft & Credit Card Fraud and How to Protect Yourself? As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Why is it impossible to transfer money online between different Myki cards? Myki card Myki card child pages. myki - Public Transport Victoria It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Under Other, select Transfer. I've got a new Myki in my Seniors package. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. Your card provider holds the right to approve or deny your request for a balance transfer. What kind of retarded system is this? 185 0 obj <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. The process begins when you submit a balance transfer application. A quick tutorial to transfer your myki balance between google pays on different android phones. In addition, it is not any companys responsibility to ensure all questions are answered. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. What is the best low interest credit card? How to transfer a balance to a Capital One credit card Myki Card | Buy or Top-up | Transport and Driving | Service Victoria I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). %%EOF Create an account to follow your favorite communities and start taking part in conversations. Myki - Got Fine for Low Balance - OzBargain Forums This question is about Synchrony Bank Credit Cards. We're working to improve the messaging. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Refund of Myki card balance - Melbourne Forum - Tripadvisor +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. Wtf? Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. Unregistered vehicle permit. Your Mobile myki expires after two years. 0000001076 00000 n
Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. Balance transfers usually go through in five to seven days, although they may take longer. Done it twice now. Myki myths 3: credit expires after 90 days - no it doesn't Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. The cost would have been deducted from the balance at transfer. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. You'll need to buy and top up a new Mobile myki. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> Simply allow 24 hours for travel and transactions to appear. Can I transfer my American Express balance to another card? - WalletHub If you can just transfer money between mykey cards, well then what would the tracability of those funds be? A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. How To Transfer A Credit Card Balance To Another Card. You may also receive a letter confirming the balance transfer. Then I begrudgingly bought a new Myki card. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. At this stage, these are the only card types available on Mobile myki. <>stream
Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. However, it may take up to 21 days in some cases. You need to submit a balance transfer application that is subject to approval. I called customer service and was advised I needed to go in person to Flinders St station to do it. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. Why Melbourne's public transport ticketing system myki may soon be Edited for typos. To learn how to do a balance transfer, review this step-by-step process. It's shit like this which makes me happy and proud I have never used Myki in my life. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. If you're still travelling after 2 hours, you'll be charged a daily fare. Enter your card number and other required information.4 For more information, visit the V/Line website. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. There are three ways to replace lost or stolen myki cards: 1. New comments cannot be posted and votes cannot be cast. The system was developed by Kamco (Keane Australia . 2. A non-centralised database/processing unit. 0000000016 00000 n
Do Seniors Myki Cards Expire - WHYIENJOY <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream
Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. Transfer a Balance From One Synchrony Bank Card To Another the PVT website says: "What to do with your myki when you leave Melbourne. This will allow you to deactivate your Mobile myki then reactivate it again. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. damage that exceeds normal wear and tear. I have had a myki card virtually since the start date. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! If you register your myki, you can set Auto Top Upand manage your myki. Tap the Add button . Learner permit or driver test. What Happens to a Student Credit Card After Graduation? Assume that your new card charges a 3% balance transfer fee. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. How many level crossings could have been grade-separated with that money? If it doesn't appear, your phone does not have an NFC chip. 178 39 0000001798 00000 n
Was told a main railway station can move the balance. I realise this is not a life-changer, but there's a principle at stake. Know your existing credit card's interest rates, balances, and balance transfer limits. How do I get a refund for my Myki card? - Melbourne Forum What are the best credit cards for bad credit with no deposit and instant use? To keep travelling with auto top up or Auto-load, youll need to set it up again. What is the Best No Annual Fee Credit Card? This is unfair, and I don't think this cost is refunded if you submit the form for a refund. You need to apply for a balance transfer. 0000002823 00000 n
Now, on the form it says I need the card to be re-imbursed. You can register your Mobile myki via Register your myki. 184 0 obj We're looking to expand the number of card types available, so more passengers can use Mobile myki. endobj I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Victoria's myki public transport card could be scrapped by end of 2023 What is the best cash advance credit card? About Myki cards & Mobile Phone SIM cards - Tripadvisor It seems pretty archaic having to fill out a form and send it in for a replacement Myki. 0000118590 00000 n
You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Image what could have been done with a billion fucking dollars. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. Please note, balance transfer is not instantaneous. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. Youll need to complete a V/Line Passenger Refund Application Form. It has trouble with form-filling on mobile devices, however. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". You can register online, via the PTV app or call 1800 800 007 and registration is instant. We are committed to being fully transparent with our readers. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. I was told that when I made a new card I would be able to transfer the money across. How can I check the balance of my myki card? - KnowledgeBurrow Well block your myki and arrange a replacement myki. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. I never bothered to do it. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Pay down this card's balance quickly to improve your credit. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. They're talking bullshit. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. Initiate the balance transfer. How to transfer your credit card balance - Citi.com How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? 8:35pm Feb 8, 2020. Hold the phone still when touching on and off. 0 Any money on your card will be protected. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? For more information, visit the V/Line website. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. Do you have any links to the technical specs of the miki? Press J to jump to the feed. Pay down your credit card debt. hbbf`b``30 ap How to transfer or move myki money pass (Public - YouTube 187 0 obj The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. You only need to wake up your phone to touch on and off. Check your old Myki cards / News / News / Railpage Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. Auto-load is the same as auto top up. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. Because the whole thing is fucked. Your myki smartcard expires after four years. You can only have your Mobile myki active on one device at a time. To transfer Myki you need to deactivate the myki card and move to the new device. Posting by mobile so you can find it yourself ;-). Register your myki - Public Transport Victoria 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. Reddit and its partners use cookies and similar technologies to provide you with a better experience. 0000010193 00000 n
endobj How long does it take to process a balance transfer from another company? December 29, 2022 - 1:47PM. How to Transfer a Credit Card Balance to Another Credit Card Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. A balance transfer can give you the flexibility to: Pay off high-interest balances This lets you contact us to request a refund of any balance on the Mobile myki. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. Myki travel cards 80 million dollars in lost money Victoria news MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). No. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. endobj I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time.